I lost my job and was unable to pay my $1,200 loan with Skytrail Cash

It’s been about a year and I honestly forgot I even had the loan. My brother received a threatening call today “I have the message” of a person “***” saying they represent Skytrail Cash. The messages addresses my brother & me and says I have committed fraud and I’ll be taken to court if I don’t call back! They also say https://paydayloanstennessee.com/cities/munford/ they’ve attempted to serve me and also will go / call my work “which is illegal”. The whole phone call is trying to scare me or my brother which is unacceptable! My brother was truly scared for me and thought I was in trouble!

I called the number back and the name of the company was different. Then once I talked to another agent who represented my account they said they are *** again. I told him the situation and he said he’ll call the ‘lawyers”. He also said he would contact “***” from Skytrail who they represent. He got back on the phone and said I owed $2,800. I said no that’s incorrect and it changed to $1,300 if they don’t take me to court. I said I would pay Skytrail back and never had a problem with that but could only start on the 1st of November “two weeks away”. I said it was impossible but in a couple weeks I could and he said that’s not good enough and good luck! He hung up.

She confirmed this company does represent them but can’t comment on their practices and was rude. I said the company you work with is threatening me and I’m trying to setup a payment but they won’t let me. I told her I felt rattled and was hoping they could help. She said call the company back and she couldn’t help me! I asked for her name and she stated she gave it to me already. I asked for it again and again and she refused and ended the call!

I called Skytrail Cash and spoke to a Manager in collections

The only thing I want to do is setup a way to pay this back but both companies have refused. They only want to seem to scare me and lie about the amount I owe. I feel like I should possibly contact the authorities and or lawyer. You can’t threaten people or their family and Skytrail Cash is employing a company that does so!

As a courtesy, even though not obligated to do so, we would like to offer you a discount.If you pay the sum of $, we will consider the account paid in full and waive any outstanding balance.You can either (1) call us at *** to set up an ACH or debit card payment or (2) mail a cashier’scheck or money order for the sum of $ to us at the address below:The customer can call the Company at *** if there are further questions or concerns.

He said he would give me 24 hours to get money together or I would be going to court then jail

I applied for this loan almost 1 year ago in the amount of $500. I was having hard times and was not able to complete my payments. I had every intention of paying what I owe once I get on my feet and am able to. The problem also that I’m having with this is that their saying I owe $996 and that’s not what I borrowed, their also trying to say I gave them a fake bank account number which is in correct because I received the funds to my *** account in which they verified before approving the loan. Not sure what steps to take , but once I’m able to ho back to work I have every intention of fixing this problem. In the meantime I’m pregnant and stressing about being sued and can’t do anything right now.

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